Indexed Annuities

Annuities can be one of the best options for those who want to ensure they have sufficient retirement income. These policies offer a fixed rate of return, based on the performance of a specific financial market, allowing the policy owners to enjoy the upsides of the stock market, without risking the loss of the original investment.

These policies are tied to a specific market index, such as the S & P 500, with a rate cap on potential earnings, and a guaranteed minimum return. Most of these policies provide a guarantee that the original investment will not be lost, even when the market goes down.

Benefits of Indexed Annuity Policies

• The benefit of these policies includes:
• The potential for a higher rate of return on the invested funds.
• Protects the principal investment.
• Increases in value, tax-deferred.
• Guarantees income, whether monthly or a lump-sum payout for retirement.
• Customizable to match individual needs.
• A death benefit provision that allows the policy owner to designate a beneficiary to receive the remaining funds in the account, or a guaranteed minimum.

An indexed annuity may be a smart investment for investors who are interested in achieving some advantage for market growth, without the risk of losing the original investment.

Indexed Annuities – Read the Fine Print.

If you are considering investing in an indexed annuity, you want to ensure the policy matches your specific objectives. It is advised you work with a qualified agent at Orion Insurance & Financial Services to choose the ideal indexed annuity product to suit your individual situation.