Commercial Auto/Trucking

Commercial Auto

Your business must be protected against the risk of financial loss from a claim for which an employee is at fault. Commercial auto insurance can be accessed to cover the cost of property damage and medical expenses, as well as other damages. If your business owns, leases, or rents any vehicles, or employees use their own vehicles in the performance of work-related duties, it is critical that you have the right commercial auto insurance policy in place.

Whether you have a single business vehicle or a large fleet, the employees operating the car, truck, van, or other vehicles may put your operation at risk of financial loss. Your business relies upon the safe driving conduct of your employees, but accidents happen and may be found to be the fault of your employee.

Your commercial auto insurance policy must be customized to meet your specific needs, with various types of coverage, including liability, medical costs, comprehensive, collision, protection for uninsured and underinsured drivers, coverage for leased, borrowed, or rented vehicles, and for the vehicles owned by employees used for business activities.

Safeguard your business against the financial consequences of a serious injury accident, while protecting your assets. Liability coverage is a legal requirement, but the financial limits vary on each policy. When the limits on your policy are exhausted, your business assets may be pursued in a lawsuit or insurance claim.

Determining the right level of coverage is important. Our local agents at Orion Insurance & Financial Services in Albuquerque, New Mexico, work closely with business owners in our community to put commercial auto insurance protection in place. Our goal is to find the most affordable rates with the best coverage, and we always have an eye to helping our clients keep costs down because we know the bottom line matters. Call us today for a free evaluation of your current policy.

Trucking Insurance

At Orion Insurance & Financial Services in Albuquerque, New Mexico, we work with business owners large and small on custom commercial trucking insurance policies. Why custom? Your operation is unique, so you need a tailored policy that matches your current situation and can be modified when your situation changes. From owner/operators to fleets, we can help.

Your vehicles are a major asset. Your commercial trucking insurance policy must adequately cover these vehicles to protect your company against various risks.

What specific coverage is right for your business enterprise? We can assist business owners in getting commercial trucking insurance for tractors, pickups, tow trucks, box trucks, dump trucks, vans, and many other types of commercial vehicles. Whether you need to add cargo coverage, liability, rental reimbursement, trailer interchange, or need a more basic policy, we can help.

Every commercial trucking insurance policy has restrictions and exclusions. You need to understand your coverage, and our local agents take the time to explain the fine print so you can make the right decision. Establishing the right coverage, the right limits, the right deductibles, and the right types of optional coverage can help you lower the monthly costs of your commercial truck insurance.

We work hard for our clients, and our team of pros at Orion Insurance & Financial Services all live and work here in the community. We are always available to help and ready to provide service above and beyond the ordinary. Call today to find out if you can get a better deal on commercial truck insurance – we’ll go the distance for you.